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Identity Theft |
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| Identity
theft prevention – Things you should take care.
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| One should straight away report the identity theft to the police and concerned government authorities. Keep in mind to have a copy of the FIR. One will have to produce it as a proof of the identity theft to other concerned organizations and institutions. To get the identity back and to recover from it take the help of good credit Repair Company. Keep in mind to keep the record of the whole thing you do and the expenditure you sustain to re-establish your identity and credit history. You should immediately cancel your current credit cards and ask for new ones to be issued. Also, request from the credit providers and the financial institutions if there have been any accounts opened fraudulently in your name. Check out at least 5 major Credit Bureaus to make sure that your credit report reflects the identity theft. It is essential that you close your current bank accounts and open new bank accounts. Ask for new ATM /Debit Card and ask to change the PIN number immediately. |
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| 5 Steps you must take to prevent identity theft. |
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| 1. Install a lock on the Mail box. Reduce the use of mail for sending or receiving financial documents, cheque, and have your name removed from scrap mail. |
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| 2. Check your bank accounts regularly for accuracy. |
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| 3. Cut into strips credit-card receipts, junk mail and other documents containing private information. |
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| 4. By no means give out personal information to strangers and do not trust the emails. Whenever you want to use your internet banking account go the bank website and do it from their only. |
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5. Limited personal information about you should be publish on the web( only if required otherwise you must avoid it). |
